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Understand the scam.
Search common suspicious messages and situations. Each guide explains the warning signs and the safest next step.
29 guides
USPS package text
Unexpected delivery texts with a link to fix an address or pay a small fee are common phishing scams.
Bank account locked text
A text claiming your account is locked may be trying to rush you into a fake bank website or phone call.
Medicare card request
Medicare does not unexpectedly call or message to demand payment or private information for a replacement card.
Google Voice code
A buyer, seller, or stranger asking you to repeat a six-digit Google Voice code is attempting account verification fraud.
Grandchild emergency
Scammers impersonate relatives and create urgent emergencies to prevent families from checking the story.
Gift card payment
A business, government agency, utility, or stranger demanding gift card numbers is scamming you.
Geek Squad invoice
Fake renewal invoices use familiar technology brands and a phone number that connects you to a scammer.
Unpaid toll text
Texts threatening fees or vehicle penalties over a small unpaid toll commonly lead to phishing sites.
Online romance request
A person you met online who cannot meet in person and begins asking for money may be building a romance scam.
Protect your money call
Government agencies do not order people to transfer savings, buy gold, or use cryptocurrency to keep money safe.
Amazon order alert
Unexpected order alerts may impersonate Amazon to make you call a fake support number or reveal account information.
PayPal invoice email
An unexpected PayPal invoice or payment notice can include a fraudulent phone number even when the email looks polished.
Accidental payment
A stranger may claim they sent money accidentally and pressure you to return it through Zelle, Venmo, Cash App, or PayPal.
Check overpayment
A buyer or employer who sends an oversized check and asks you to return part of it is using a fake check scam.
Online task job
Unexpected jobs paying for likes, ratings, optimization, or product boosting often lead to requests for your own money.
Work-from-home offer
Fake employers may request fees, personal information, reshipping work, or money transfers before you ever meet anyone.
Rental listing
Scammers copy real listings, offer unusually low rent, and demand a deposit before you can see the property.
Online pet listing
Fake pet sellers use stolen photos, low prices, and repeated shipping fees for animals that do not exist.
Crypto investment
Fake investment apps show made-up profits, then demand fees or taxes when you try to withdraw.
Computer virus pop-up
A browser pop-up that locks the screen, sounds an alarm, or tells you to call support is commonly a tech-support scam.
Social Security suspension
Calls claiming your Social Security number is suspended or connected to a crime are government impersonation scams.
IRS tax debt call
Threatening calls or texts demanding immediate tax payment through gift cards, wires, or crypto are scams.
Missed jury duty
A caller claiming you must pay immediately to avoid arrest for missed jury duty is impersonating law enforcement or the courts.
Utility shutoff threat
Scammers threaten to disconnect electricity, gas, or water unless an immediate hard-to-reverse payment is made.
Prize or sweepstakes
A prize that requires taxes, processing fees, or gift-card payments before delivery is not a real prize.
Wrong-number text
A friendly wrong-number conversation can be the opening of a long confidence, romance, or investment scam.
Friend asking for money
A familiar social-media account may be hacked or copied, even if the message uses your friend's name and photo.
Charity donation request
Fake charities use disasters, illness, veterans, police, and animals to create urgency and emotional pressure.
Debt collection demand
A fake collector may threaten arrest, lawsuits, or public embarrassment over a debt you do not recognize.
How to use the Scam Library
Choose the situation that looks most like the message, call, email, or letter you received. Each guide gives a quick answer, explains the warning signs, and links to an official source so you can verify the advice.
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